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World health organization defines health as complete physical, mental and social well being and not merely the absence of disease and injury. A country’s Health Systems comprise of all the organizations, institutions and resources that are devoted to produce health actions. Rapid Healthcare provide you complete healthcare solutions.

Health Link

Benefits of Rapid - Health Link Plan to the Customers:

3Days/2Night Hotel Stay at any of 75 destinations plus Other Travel Related Discounts and benefits


Primary Care: OPD at specialized rates

Preventive Care: Special Prices for Preventive Health Checkups/Diagnostics at some of the best Diagnostic Centers/Hospitals

Hospitalization Care: Hospitalizatin Benefits with Cashless Hospitalization benefits over 1600 hospitals all over India

Travel Benefits: At special rates

KEY BENEFITS - HEALTH LINK IPD PLAN:
  • Family Floater Sum Insured form Rs. 1,00,000 to Rs. 10,00,000.
  • Declared Pre Existing Disease Cover after 2 years of Health Link Plan
  • Maternity Benefits after 2 years of Health Link Plan: 10% & 5% of Initial Sum Insured (taken first time) in case of Caesarian & Normal Delivery subject to maximum Rs.50,000/- & Rs.25,000/- respectively.
  • New Child Born Baby Coverage within Maternity Limit after period of 2 years.
  • Emergency Ambulance Charges in connection with the admitted claim subject to maximum of Rs.1,000/- per year.
  • Hospital Daily Cash Allowance of Rs.200/- per day from eighth day onwards in connection of admitted claim subject to maximum of Rs.3,000/- per year.
  • Hospitalization Expenses incurred for donor in respect of Organ transplant excluding cost of organ, if any, within limit of Sum Insured.
ALL Claims are payable in Indian Currency for Treatment in India only.


OTHER TERMS & CONDITIONS:
  • Entry Age Limit 55 years, children above 91 days may be covered with parents.
  • Following Mandatory Tests Required Above Age of 50 Years at Proposer's Cost for all fresh Proposals, Break in & Increase in Benefit Value cases: Medical Examination, CBC & ESR, Urine Routine & Microscopic, Cholesterol, SGPT, Serum Creatinine, ECG.
  • All proposals above 5 Lac benefit value should be referred to company for prior approval and medical tests are mandatory irrespective of age.
COVERED EXPENSES:
  • Room Rent/ Boarding/ Nursing Expenses up to 1% of sum insured per day.
  • IC Unit up to 2% of Sum Insured per day.
  • Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialists Fees.
  • Anaesthetist, Blood, Oxygen, Operation Theatre Charges, surgical appliances, Medicines & Drugs, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Artificial Limbs, cost of prosthetic devices implanted during surgical procedure like Pacemaker, relevant laboratory diagnostic tests, etc & similar expenses.
Expenses in respect of the following specified illnesses will be restricted as detailed below:

  • Cataract:         10% of SI subject to maximum of Rs. 25,000
  • Hernia:            15% of SI subject to maximum of Rs.30,000/-
  • Hysterectomy:  20% of SI subject to maximum of Rs.50,000/-

Pre & Post Hospitalization:
  • Pre-Hospitalization (30 days) & Post Hospitalizations (60 days) in respect of any illness & admitted claim subject to maximum 10% of Sum Insured
EXCLUSIONS:-
  • Any disease contracted by the Insured person during the first 30 days from enrolment.
  • During the first two years of the plan, the expenses on treatment of diseases such as Cataract, Benign Prostatic Hypertrophy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Congenital internal disease, Fistula in anus, piles, fisher, Sinusitis and related disorders, Gall Bladder Stone removal, Gout & Rheumatism, Calculus Diseases, Hip/Joint Replacement due to Degenerative Condition and age- related Osteoarthritis & Osteoporosis are not payable.
  • Cost of spectacles, contact lenses, routine eye checks, hearing aids, crutches etc.
  • Dental treatment or surgery of any kind unless requiring hospitalization.
  • Convalescence, nervous breakdown or rest cure, Congenital external disease, Sterility, Venereal disease, Circumcision, vaccination, cosmetic treatment, plastic surgery unless necessitated by accident, AIDS, Voluntary Termination of Pregnancy.
  • Expenses on vitamins and tonics unless forming part of treatment.
  • Naturopathy Treatment , acupressure, acupuncture, magnetic and such other therapies.

  • For more details refer terms, conditions & exceptions of the policy.
    Disputes are subject to Delhi Jurisdiction only.
Cost of Health Link

 Sum Insured Rs. 1,00,000
Family Size
1
2
3
4
5
6
Upto 35
1693
2032
2370
2709
N A
N A
36-45 years
1862
2234
2607
2979
N A
N A
46-55 years
2635
3162
3689
4216
N A
N A
56-60 years
3452
4142
4833
5523
N A
N A
61-65 years
3803
4564
5324
6085
N A
N A
 Sum Insured  Rs. 2,00,000
Family Size
1
2
3
4
5
6
Upto 35
3290
3948
4606
5264
5922
6580
36-45 years
3516
4219
4922
5626
6329
7032
46-55 years
5239
6287
7335
8382
9430
10478
56-60 years
6921
8305
9689
11074
12458
13842
61-65 years
7536
9043
10550
12058
13565
15072
 
 Sum Insured  Rs. 3,00,000
Family Size
1
2
3
4
5
6
Upto 35
4488
5386
6283
7181
8078
8976
36-45 years
5026
6031
7036
8042
9047
10052
46-55 years
7275
8730
10185
11640
13095
14550
56-60 years
9048
10858
12667
14477
16286
18096
61-65 years
10513
12616
14718
16821
18923
21026
 
 Sum Insured  Rs. 4,00,000
Family Size
1
2
3
4
5
6
Upto 35
5552
6662
7773
8883
9994
11104
36-45 years
6072
7286
8501
9715
10930
12144
46-55 years
9434
11321
13208
15094
16981
18868
56-60 years
11951
14341
16731
19122
21512
23902
61-65 years
13298
15958
18617
21277
23936
26596
 
 Sum Insured  Rs. 5,00,000
Family Size
1
2
3
4
5
6
Upto 35
6656
7987
9318
10650
11981
13312
36-45 years
7269
8723
10177
11630
13084
14538
46-55 years
11093
13312
15530
17749
19967
22186
56-60 years
14256
17107
19958
22810
25661
28512
61-65 years
15998
19198
22397
25597
28796
31996
 
 Sum Insured  Rs. 6,00,000
Family Size
1
2
3
4
5
6
Upto 35
7891
9469
11047
12626
14204
15782
36-45 years
8903
10684
12464
14245
16025
17806
46-55 years
13152
15782
18413
21043
23674
26304
56-60 years
18595
22314
26033
29752
33471
37190
61-65 years
20382
24458
28535
32611
36688
40764
 
 Sum Insured  Rs. 7,00,000
Family Size
1
2
3
4
5
6
Upto 35
9358
11230
13101
14973
16844
18716
36-45 years
10727
12872
15018
17163
19309
21454
46-55 years
15596
18715
21834
24954
28073
31192
56-60 years
22048
26458
30867
35277
39686
44096
61-65 years
24166
28999
33832
38666
43499
48332
 
 Sum Insured  Rs. 8,00,000
Family Size
1
2
3
4
5
6
Upto 35
11094
13313
15532
17750
19969
22188
36-45 years
12532
15038
17545
20051
22558
25064
46-55 years
18491
22189
25887
29586
33284
36982
56-60 years
26142
31370
36599
41827
47056
52284
61-65 years
28654
34385
40116
45846
51577
57308
 
 Sum Insured  Rs. 9,00,000
Family Size
1
2
3
4
5
6
Upto 35
13155
15786
18417
21048
23679
26310
36-45 years
14674
17609
20544
23478
26413
29348
46-55 years
21924
26309
30694
35078
39463
43848
56-60 years
30996
37195
43394
49594
55793
61992
61-65 years
33974
40769
47564
54358
61153
67948
 
 Sum Insured  Rs. 10,00,000
Family Size
1
2
3
4
5
6
Upto 35
15597
18716
21836
24955
28075
31194
36-45 years
17613
21136
24658
28181
31703
35226
46-55 years
25996
31195
36394
41594
46793
51992
56-60 years
36752
44102
51453
58803
66154
73504
61-65 years
40283
48340
56396
64453
72509
80566


Wishing you Healthy Family - Happy Family
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